HomeMarketsU.S. Economy50-Year Mortgage Saves Buyers a ‘Very Small Amount’, Delays Equity-Building

50-Year Mortgage Saves Buyers a ‘Very Small Amount’, Delays Equity-Building

Noble Black is “in the middle” on a 50-year mortgage, saying it’s “nice to have another tool” but he thinks it will be “problematic” for many buyers. He notes that the savings on a 50-year mortgage would be a “very small amount” because banks will charge higher interest rates, and buyers won’t be able to build equity for even longer.

Market On Close

17 Nov 2025

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