The Block (SQ) stock price is down over 16% year-to-date. Will that change in the near future? Digital wallet adoption seems to be strong with the younger generation. Andy Swan says that there is a ramp up in visits to the Cash App versus Venmo that is provided by PayPal (PYPL). Is now a good time to buy the dip on Block (SQ)? Tom White and Kevin Hincks weigh in on the fintech company cutting expenses.