HomeMarketsU.S. EconomyGen X Credit Delinquencies Accelerating, but Consumer ‘Resilient’ Overall

Gen X Credit Delinquencies Accelerating, but Consumer ‘Resilient’ Overall

Susan Fahy notes that average credit scores are around 701, calling the consumer “resilient” overall. However, lower-income consumer delinquencies are rising, driven by persistent inflation, labor market softening and limited access to credit. Susan also breaks it down by generation, highlighting Gen X’s accelerating delinquencies; mortgage credit delinquencies are showing the biggest increase.

Next Gen Investing

02 Dec 2025

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