Ximena Alemán thinks investors should focus on how much of the U.S. economy relies on access to credit as the U.S. government looks to cap rates. She discusses how AI is already impacting the financial sector, seeing a huge opportunity for disruption. She thinks new players will offer new credit options through the technology. It is also offering connection within a traditionally siloed industry, which can be transformational. “Governance is the key word” for the implementation of agentic AI.