Gentry Davies covers Gen Z’s impact on the banking sector, with fintechs and digital banking doing well for a while. However, they’re starting to slip a little, he says, as Gen Z looks for more than they can offer, like budgeting, subscription cancellation, and more. It was the first generation of fintech’s “game to lose,” he says, but he’s still hopeful for a reversal. He’s seeing demand for “more innovative, more involved” tools, where he thinks AI can be integrated.