“People are just uncertain” about the market’s long-term trajectory, argues Patrick Mueller, and they feel things are too overweighted in the tech sector. However, he thinks we have more “road to go” in the rise of that sector before a pullback. Patrick notes that consumer debts are hitting all-time highs, forcing people with lower mortgages to refinance into higher rates just to deal with their financial situations. He thinks that lower rates will hopefully help with this. He follows Warren Buffet and likes JPMorgan Chase (JPM).