Gal Krubiner, CEO of Pagaya (PGY), discusses their lending work, AI implementation, and latest quarterly financials. Pagaya is a “first-mover AI technology” helping big U.S. lenders provide more loans to “the mainstream.” It reported a mixed quarter, beating on adjusted EPS but missing on revenue. Embedding their technology in the finance sector continues, and they expect to facilitate somewhere around $12 billion in loans in 2026.