John Gafford says your experience of the housing market right now depends on whether you’re buying or selling – and says after a decade, the balance is shifting. “Sellers are offering concessions at rates we haven’t seen in the last ten years,” he notes, but stresses that conditions change regionally. He thinks it’s a “safe” bet that interest rates will be a lot lower in 12 months, changing the system again. John gives viewers his best real estate advice.